With the uncertainty on Wall Street these days, there are other options than the stock market.  With real estate in this area at very affordable levels, why not put your savings into real estate?  Whether buying a home to live in or buying an investment property, real estate over the long term has been proven to increase in value and offers great tax benefits and savings.  As an owner or landlord, you are in control of your money and your destiny rather than leaving it in the hands of somebody on Wall Street who does who knows what with your money.  Don't get me wrong, having some stocks and retirement accounts are good things and are necessary but do consider alternatives for your money.  If you want to come up with a good strategy for your personal situation, please give me a call today.