Did you know that Pennsylvania and Delware are two of only a handful of states not to tax social security income? Also Pennsylvania does not tax any pension income, or retirement income, including 401k and IRA distributions.  Delaware offers no sales tax as well as pretty low property taxes and also offers a "senior discount" if you qualify.  So compared to many places in the country, this area (PA/DE), is a pretty smart place to retire and enjoy life.  Call me if you are interested in moving.