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If you are not considering a move right now, you can still take advantage of the great mortgage rates that are out there right now.  But if you are going to refinance your loan, why start the 30 year clock just to save a few dollars per month.  Consider lowering your years down to a 20 year or 15 year mortgage, which often times has an ever lower rate associated it with it.  Just think of this example:

You owe 27 years left on your 30 year mortgage, $240,000 a 5.75% for a payment of $1400 per month for Principal and Interest.  Let's say you can go to a 20 year loan at 4.0%, your new payment would be $1454, only $54 higher per month.  Consider you will shave off 7 years or 84 payments at $1400, then your total savings would be $117,600.